Use of Drone has increased in the recent years:
Someone has rightly said that the person who does not change with time, then that person lags behind. There is a time when no one had even thought about the food delivery business and today is the time when many companies have invested lacs and crores in the food delivery business and are making huge profits. Nowadays every person sitting at home is wishing that he should get all the same. This has some advantages as well as some disadvantages.
Recently there has been a new twist in the food delivery and product delivery business. Now the use of drones instead of humans has increased a lot. Companies are starting to focus more on drone delivery patterns. Drone technology is computer based in which a human operates a machine from the back end.
Drones are not only being used in delivery business, but drones are also being used in defense, retail, wedding functions. Nowadays, toy manufacturing companies are also focusing more on making drone toys because the demand for such toys has become very high in the market, nowadays children like to play with technology based toys. In such a situation, it becomes necessary to explain whether it is necessary to have drone insurance for the use of drone or not? Let's understand this in simple words today
Why can it be necessary to get drone insurance?
In recent times, the use of drones has increased, but the accidents due to its use have also increased. In some news quoted by the media, it has also come to know that in the past, on the day of Christmas 2022, when people were celebrating, a delivery drone had crashed on the Magenta Line of Delhi Metro. Due to this, not only the drone was damaged, but also the goods were also damaged. In such a situation, it also becomes necessary to explain that after all, who will be responsible for this loss? Therefore Like vehicles, is it necessary to insure the drone insurance too? Then we can say that “Yes”it necessary to insure the drone or not?
If we carefully study the drone rules made in 2021, according to this, it is mandatory for all drones above 250 grams to have third party insurance. Simultaneously, as per the provisions of the Motor Vehicles Act of 1988, in case of loss of life or property and third party insurance of drones are applicable.
Therefore, to fly a drone, drone third party insurance cover must be taken, along with this, those who use small business drones must also take drone insurance cover, because by doing this, while flying the drone, property may be damaged or people may be injured. Liability can be avoided in case of occurrence.
If it is understood from the insurance consultants, nowadays some insurance companies are also giving the benefit of crop insurance coverage to the farmers under drone insurance. The advantage of this is that it helps in making profit from the data collected and in case of loss, it helps in filing a claim for crop insurance.
If it becomes necessary to explain why it is necessary to get drone insurance, then it is also necessary to tell that which are the companies that are providing drone insurance cover? If seen, the market for drone insurance in India is still very small and it would not be wrong to say that the drone insurance market in India is still in its nascent stage. But let us tell you that some companies in India such as Tata AIG, ICICI Lombard, HDFC Ergo, Bajaj Allianz and New India Assurance are providing the facility of insurance coverage on drones.
In nutshell, we can say that like all other motor vehicles insurance policies, It is also best idea to take drone insurance cover
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